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We've Secured Over $1.8 Million to Help First-Time Buyers Own Their Homes Since July 2022
Specializing in Down Payment and Closing Cost Assistance + Seller Help for Moderate-Income, First-Time Homebuyers
87 Total Homebuyers and Counting
Real Money. Real Homes. Real Stories.
Since July 2022, we've helped moderate-income, first-time homebuyers—especially in the African American community—achieve homeownership by securing Closing Cost Assistance + Seller Help.
We Can't Wait To Hear Your Homebuyer Story
Scott Phillips - Mortgage Loan Originator
Scott Phillips is a dedicated mortgage loan originator specializing in first-time homebuyer programs and down payment assistance. Since July 2022, Scott has helped 87 families achieve homeownership by securing over $1.8 million in total assistance—making the dream of homeownership a reality for moderate-income buyers across Maryland.
With deep expertise in navigating complex assistance programs and a strong network of trusted realtor partners, Scott takes a personal approach to each client's journey. His mission is simple: find every dollar available to help you buy your home.
Scott works with First Heritage Mortgage and is committed to serving the African American community and all first-time buyers who need guidance, support, and real financial assistance to overcome barriers to homeownership.
Credentials/Details
Down Payment & Closing Cost Assistance Programs We Work With
We partner with multiple programs to maximize your benefits. Here’s how much we’ve secured for homebuyers through each one:
Top Realtor Partners
We proudly partner with experienced realtors who understand first-time buyers, lending requirements, and assistance programs inside-out. Together, we’ve helped 74 families become homeowners - 92% of whom are African American.
| REALTOR | ASST + SELLER HELP | # OF HOMEOWNERS | AVERAGE | LOCATIONS |
|---|---|---|---|---|
| Symone Smith | $237,859 | 16 | $14,816 | Coming Soon |
| Christina Brown | $238,945 | 3 | $79,648 | Washington DC, Prince George, Charles County |
| Michelle Lafalaise | $186,902 | 10 | $18,690 | Baltimore City & County, Harford |
| Dre Wright | $115,061 | 5 | $23,012 | Baltimore City & County, Prince Georges |
| Althea Hearst | $94,750 | 7 | $13,536 | Coming Soon |
| Dru Yokum | $90,403 | 5 | $18,081 | Prince Georges, Montgomery, Charles |
| Arthur Jordan | $79,300 | 3 | $26,433 | Coming Soon |
| Shanteria Williams | $73,745 | 3 | $24,511 | Coming Soon |
| Temi Akojie | $44,595 | 2 | $22,298 | Washington DC, Prince Georges |
| Maurice Wood | $43,110 | 1 | $43,110 | Prince Georges, Charles |
| Vivian Nelson | $40,375 | 2 | $20,188 | Coming Soon |
| Tate & Gardner | $39,365 | 2 | $19,683 | Coming Soon |
| Missy Puetz | $39,016 | 1 | $39,016 | Coming Soon |
| Ryan Homes | $32,500 | 1 | $32,500 | Coming Soon |
| Karlene Tolbert | $26,700 | 1 | $26,700 | Coming Soon |
| Ward Communities | $24,724 | 1 | $24,724 | Coming Soon |
| Cynthia McFarland | $22,000 | 1 | $22,000 | Coming Soon |
| Shaleen Pearson | $21,765 | 1 | $21,765 | Coming Soon |
| Cara Slagle | $21,412 | 1 | $21,412 | Coming Soon |
| Marcus Thornton | $20,710 | 1 | $20,710 | Coming Soon |
| Latonya Gaddy-Crawford | $20,000 | 1 | $20,000 | Coming Soon |
| Loral Smith | $19,747 | 1 | $19,747 | Coming Soon |
| Morelia Bautista | $19,712 | 1 | $19,712 | Coming Soon |
| Ana Gabrea | $18,600 | 2 | $9,300 | Coming Soon |
| Bill Patterson | $15,500 | 1 | $15,500 | Coming Soon |
| Kevin Shanklin | $11,700 | 1 | $11,700 | Coming Soon |
| Marvel Truesdale | $11,477 | 1 | $11,477 | Coming Soon |
| Andrew McCarthy | $14,000 | 1 | $14,000 | Coming Soon |
| Janine Bymam | $12,500 | 1 | $12,500 | Coming Soon |
Your Path to Homeownership
1. Apply
Complete your loan application with our assistance program specialist.
2. Get Matched
We identify the down payment and closing cost assistance programs you qualify for.
3. Partner Up
Work with trusted, experienced realtors who help you find the right home.
4. Close & Celebrate
Secure your assistance funds, sign, and step into your new home.
Ready to Own Your Home?
Apply now to get pre-approved and connected with down payment assistance programs. Join our 87 successful homebuyers.